Insurance coverage is vital. The Women's Institute for a Secure Retirement (WISER) has developed a quick guide to insurance for women. Even though the guide is targeted at women, it provides useful information that everyone can use.

Ten questions to answer before purchasing your long-term care insurance policy.

The earlier you know all of the available options for long-term care, the easier it will be to make the best choice if and when you need it -- either for yourself or your loved ones. 

Long term care insurance can help pay for the care you or a loved one needs down the line as you age. Virginians can now buy a partnership policy that will help pay for long-term care needs and protect assets if it ever becomes necessary to apply for Medicaid.