Insurance coverage is vital. The Women's Institute for a Secure Retirement (WISER) has developed a quick guide to insurance for women. Even though the guide is targeted at women, it provides useful information that everyone can use.

Ten questions to answer before purchasing your long-term care insurance policy.

The earlier you know all of the available options for long-term care, the easier it will be to make the best choice if and when you need it -- either for yourself or your loved ones. This article discusses long term care options, costs, and other important facts, with the emphasis on choosing care for parents.

The Administration for Community Living revamped the design for www.LongTermCare.acl.gov.  The website is interactive allowing the visitor to get to the information that is most relevant and useful to them. It features five different sections:

• The Basics
• Medicare, Medicaid and More
• Where You Live Matters
• How to Decide
• Costs and How to Pay

Long term care insurance can help pay for the care you or a loved one needs down the line as you age. Virginians can now buy a partnership policy that will help pay for long-term care needs and protect assets if it ever becomes necessary to apply for Medicaid.